Before the end of the year rushes closer, you’re taking inventory of the previous months. You want to know whether you’ve gotten all you can from the investments you’ve made into your oral health. You’ve paid a monthly throughout the year for dental insurance, but have you gotten all you can from it? If not, then your dentist in Milpitas encourages you to take advantage of a preventive care visit before the year ends. Find out the benefits as you read on!
How is Dental Insurance Classified?
To understand why it’s so important to take advantage of preventive care visits, let’s first take a look at how dental health coverage is classified:
- Preventive Care – If you’re looking to see the greatest savings and get the most from your dental insurance, then preventive care is your answer. That’s because these appointments are usually 100% percent covered.
- Basic Care – If you’re in need of restorative procedures like a cavity filling or a root canal treatment, your dental insurance will pay, on average, 60-80% of the costs.
- Major Care – The placement of a dental crown, bridge or a set of dentures is considered major dental care. For such procedures, you can expect the copay to be around half of the total cost of treatment.
The Value of Preventive Care
Because it’s likely your preventive care visit will be completely covered by your dental insurance, you see initial cost savings. There are greater benefits down-the-road, though.
By preventing more complex dental issues from developing, which result in higher out-of-pocket fees, six-month visits save you money in the future.
The information above demonstrates another reason why it’s so important to visit your dentist twice a year for cleanings, check-ups and consultation. Otherwise, you’ll be letting your coverage go to waste.
What Happens When Dental Insurance Isn’t Used?
When you fail to use your available coverage by the end of the year, the money you spent on monthly premiums is simply lost into the ethers. That’s because most dental insurance companies will renew coverage at the start of a new year.
Therefore, even if it’s just your first appointment of the year, it’s a must to visit your dentist before January 1st.
You’re in the Right Network!
When working with the professionals at California Happy Teeth, you can rest assured in knowing they are in-network with most insurance carriers. Thus, you can enjoy a pleasant dental health experience that doesn’t drain your wallet.
To schedule a preventive care visit, contact your Cigna Dental dentist today!
About the Author
Dr. Sumity Sharma earned her dental degree from the Government College of Dentistry in Indore, India. The California Dental Board-licensed dentist has since gone on to deliver the best in dental care in a state-of-the-art facility, which leaves patients with a healthy and enjoyable dental experience. Dr. Sharma helps patients get the most out of their dental insurance and experience excellent oral health at California Happy Teeth, and she can be reached for more information through her website.