If you and your family are covered by dental insurance, finding a dentist that accepts your plan is key to making the most out of your investment. At California Happy Teeth, we are pleased to accept most dental insurance plans. Even if we are not in-network with your insurance, we will be happy to file and process your claim.
Cigna dental insurance is one popular provider for families and individuals in the United States. Is it yours, too? Dr. Sumity Sharma is your Cigna dentist in Milpitas!
The Benefits of Seeing a Cigna Dentist
Visiting a Cigna dentist helps you receive the benefits you are eligible for right off the bat. You can usually still receive the same discounts when you see an out-of-network dentist, but you may have to pay more out of pocket and wait for reimbursements to come much later.
Your Cigna dentist and dental team can help you understand just what you are eligible for with your insurance, and then make sure you take full advantage of your coverage. However, while we work to assist you in stretching your benefits, we do not want your care to be guided by insurance. You can trust the team at California Happy Teeth to always act in the best interest of your oral health!
What Does It Mean to be a Cigna Dentist?
A Cigna dentist has contractually agreed to provide certain dental services at a reduced price for you. As an in-network provider, your Cigna dentist will not ask you to cover the full cost of a treatment out of pocket. Instead, you will simply pay the amount you owe at the time you receive treatment -- and if you are visiting us for a treatment that is completely covered (more on that below), no money changes hands at all. We will file the claim and receive the full payment from Cigna later.
What Services are Covered By Insurance?
Most dental insurance coverage works on a 100-80-50 scale.
- 100% covered: Preventive services like checkups and cleanings twice a year and a set of x-rays annually. Children may be eligible for topical fluoride treatments and dental sealants as well.
- 80% covered: Basic restorative care like tooth-colored fillings, extractions, and root canal therapy.
- 50% covered: More complex restorations, like dental crowns and bridges.
Keep in mind that your plan may vary based on how much you pay as a premium and deductible. As your Cigna provider, we can perform a verification of benefits to find out just what you are eligible for and what you can expect to pay for each treatment.
Contact Us Today!
If you have Cigna dental insurance, it’s important that you visit a dentist who is in-network with your insurance. We are pleased to be your Cigna provider! Contact our office to schedule an appointment with your dentist in Milpitas today.